Consumer Loan Products
Winfield Community Bank offers all types of consumer loans, with on-site approval and quick turnaround times.
Call our Lending Department at
for current rates and complete details.
Our Home Equity Loans offer competitive fixed rates for
terms of five to ten years, with monthly fixed payments. With a minimum
loan of $10,000 and up to 80% of your Equity, A Home Equity
Loan can be used for any purpose.
Home Equity Lines of Credit
a Home Equity Line of Credit you have flexibility in your draws and
repayments. Interest rates vary depending on the amount of the loan
and the value of your home.
We can provide short
term real estate loans to "bridge" the time period between a purchase
and a sale or between construction and a sale. This loan is secured
by one or more properties for the term required. The rate is floating
based on the prevailing Prime rate index and fees may apply.
Terms match the expected construction period and
rates are floating based on the prevailing Prime rate index. Fees
for loan costs and out of pocket costs apply. All disbursements are
handled through a title company construction escrow.
Standard vehicle loan products are offered at competitive rates
with terms up to five years, depending on the age of the vehicle.
all of the above loan categories:
-Advance rates vary per collateral
may be floating or fixed
-Repayment terms vary per transaction
guarantees may be required to support the transaction
loan approvals are based on review of creditworthiness as determined
Winfield Community Bank guidelines