Your Financial Privacy

WE, OUR and US mean Winfield Community Bank.
This is the privacy notice for our customers. When we use the words "YOU" and "YOUR" we mean the following types of customers:
*All of our consumer customers who have a continuing relationship with us, such as:
*Deposit account
*Loan account
*Safe deposit box
*All former customers
We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.
We first define some terms.
*NONPUBLIC PERSONAL INFORMATION means information about you that we collect in connection with providing a financial product or service to you. Nonpublic information does not include information that is available from public sources, such as telephone directories or government records.
*An AFFILIATE is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means enough to have control.
*A NONAFFILIATED THIRD PARTY is a company that is not an affiliate of ours.

We collect nonpublic personal information about you from the following sources:
*Information we receive from you on applications or other forms
*Information about your transactions with us
*Information about your transactions with nonaffiliated third parties
*Information from a consumer reporting agency

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

It is our goal to protect your information on the Internet in the same way we protect your information in other ways we interact with you. An Authorized access ID and password will be provided to each customer who requests access to Online banking. We use these combined security controls and special communication lines to not only protect our Online Banking customers, but also to limit the risk of unauthorized data access or security problems. To use this service an application must be completed. Upon approval security codes will be issued.
When using our website, you can obtain your account information, communicate with us or link to other Web sites with which we do business.
Our policy does not govern Web sites of other parties to which we may provide links. If you choose to link to websites not controlled by us, we recommend that you review the privacy and security policies of those companies.

We will occasionally use a 'cookie'. A cookie is a small file that a Web site stores on your computer. We use cookies for a number of administrative purposes; for example, to gather data about the usage of our website or to store your preferances for certain kinds of information. A cookie itself does not contain personally identifiable information about you. It simply allows the Web server to recognize you during your next visit to our site. Cookies are commonly used on web sites and do not harm your computer. A cookie set by one web site cannot be read by another web site. You can decide if and how your computer will accept a cookie by conrfiguring your preferances or options in your browser. However, if you choose to reject cookies, you cannot bank online with us and may not be able to use certain features within our website.